GOLDMAN: Need a Break? Cancel Your Vacation!
There’s nothing wrong with taking a vacation. Of course, the reality of moving yourself, your family and your 200-pound carry-on can be challenging, not to mention that in 2026 the price […]
MARGENAU: The Real Story Behind Social Security Overpayments
I have seen several news stories recently that were critical of the Social Security Administration and the way the agency handles overpayments — money sent to Social Security beneficiaries that […]
GOLDMAN: Shush! You’re Fired
Is there a good way to be fired? Probably not. But companies today seem hard at work at making the process as miserable as possible. Massive 5-figure firing events from Meta, Walmart, and a frighteningly large […]
MARGENAU: More Social Security Rules I Can’t Explain
I’ve always prided myself on being able to explain the rationale behind various Social Security rules and regulations. Many times, readers will send me emails in which they express utter […]
GOLDMAN: Job Security Guaranteed: Protect Yourself at AI Times
It’s a slash-and-burn job market. So you’re good at what you do? Big whoop. So your last quarterly performance review was stellar? Ancient history. So your father is the majority stockholder in the company that employs you? […]
MARGENAU: Why Are There So Many Rules?
People frequently ask me one of two rhetorical questions. Sometimes they will say, usually out of frustration, “Why is Social Security so complicated?” Even though they were probably not looking for an answer, I give them […]
GOLDMAN: Make Your Work Conversations Better & Your Work Life Worse
“We have to talk.” If you work for a company with two or more employees, these four words will strike terror in what’s left of your nervous system. But before you reply with […]
MARGENAU: Forbes Column Full of Holes
A recent edition of Forbes Magazine included an article called “Seven Ways Social Security Benefits are Unfair.” It went on to list various ways that Social Security payouts are supposedly actuarially indefensible and unjust. […]
MARGENAU: The Good Old Days at a Social Security Office Were Not Necessarily So!
I sometimes find myself waxing nostalgic about the “good old days” of working for the Social Security Administration. Even though when I started working for the SSA in 1973, the […]
GOLDMAN: The When, Why, but Mostly Where to Retire
Sooner or later, it will happen. The desire to retire will sweep over you. “That’s it; I’m done,” you’ll say. “I’m out of here.” For some, this realization happens after 30 years. For others, it […]
MARGENAU: Identity Theft: Usually Not a Social Security Issue
Q: My purse was stolen and now I worry that someone might be using my Social Security number. I called the Social Security office and was told to contact credit […]
GOLDMAN: Call Me Unavailable
Blame Alexander Graham Bell. Before the Bellster invented the telephone, it was widely accepted that getting a co-worker to respond to you required patience. You also needed a loud voice, since the only way to […]
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