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Dear Carrie: I’m 28 and trying to be smart about my money. My problem is that as soon as I pay down my credit cards, I start running them up again. The result is I can’t seem to ...
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SCHWAB – POMERANTZ – Need to Adjust Your Financial Attitude? Start Here — Now!
ENNICO – Fourteen Rules for Billing Clients 
A couple of weeks ago, I wrote a column with “25 Rules for Better, Happier Clients.” I frankly thought it was just common sense, but I have received a torrent of emails from readers saying this ...
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Read More »ENNICO: Yes, You’re Networking, But What Are You Thinking?
A sure sign that the economy is beginning to recover from the pandemic is that, over the past couple of weeks, I have received invitations to speak at local networking groups — live and in person. So it’s ...
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Read More »SCHWAB-POMERANTZ: Have You Taken Care of Your Estate Planning Basics?
Dear Carrie: My husband and I are in our early 40s with two young kids. We know we should have some sort of estate plan, but it seems like such a chore. Any way to keep it simple? — A ...
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Read More »SCHWAB-POMERANTZ: Will Collecting a Public Pension Reduce Your Social Security?
Dear Carrie, I’m retiring soon with a pension that’s outside of the Social Security system. I’ve also earned enough credits from earlier employment to qualify for Social Security benefits. I know my benefits will be reduced ...
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Read More »ENNICO: ‘Oh, Our CEO Isn’t Really Part of the Management Team’
“I started a Web-based business a couple of years ago and set it up as a limited liability company (LLC) owned by me and two other investors. “I was involved in a couple of other projects ...
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Read More »ENNICO: 25 Rules For Better, Happier Clients
It’s hard to believe, but I have been practicing law now for 40 years. For 25 of those years, I have been working out of my home without partners, assistants, junior lawyers, paralegals or other staff. ...
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Read More »SCHWAB-POMERANTZ: Are Your Kids’ Extracurricular Activities Straining Your Budget?
Dear Carrie: I’m the mother of a very creative 12-year-old daughter who wants to take classes in art, drama and dance, but I have a limited income. While we live a comfortable life, paying for all ...
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Read More »SCHWAB-POMERANTZ: Women and Retirement: Can You Afford Not to Save?
Dear Carrie: For the past three years, my 29-year-old daughter has been working for a good company that offers a 401(k), but she still hasn’t started to contribute. She says she can’t afford it. How can I ...
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Read More »ENNICO: When to Listen to Your Outside Director
“A friend of mine and I bought a metal fabrication business 15 years ago. We’ve been very successful and have increased sales and profits dramatically since we took over the business. “For many years, my friend ...
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