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Home>Tom Margenau

Tom Margenau

Recent Articles from Tom Margenau

Columnists July 30, 2026

MARGENAU: Grocery Clerks, Managers and Maytags 

Q: I want to share a little advice with your readers. I have had numerous dealings with my local Social Security office. And I have learned that you should never work with the […]

Columnists July 23, 2026

MARGENAU: Don’t Sweat the Small Stuff 

Based on some recent emails I received, I think it’s time to bring up again a message I’ve delivered more than a few times in the past: Don’t worry. Be happy. And that message is meant […]

Columnists July 16, 2026

MARGENAU: Government Health Care: A Before and After Story 

I recently got a new knee. Or to be precise, I got my second new knee. About 14 years ago, I was limping around like an old man. X-rays showed […]

Columnists July 9, 2026

MARGENAU: Divorced Men and Social Security 

Over the 29 years I’ve been writing this column, I have probably written a hundred columns directed at divorced women. But after answering some emails this week from men who had questions about benefits […]

Columnists July 2, 2026

MARGENAU: How Many Questions Can I Answer Today? 

Usually, I will devote an entire column to answering just one question or dealing with just one Social Security issue. But every once in a while, I like to challenge myself […]

Columnists June 25, 2026

MARGENAU: Benefit Computations: Simple and Advanced 

After doing this column for more than a quarter century, I’ve learned that with respect to how their benefits are figured, there are two kinds of potential Social Security beneficiaries. The vast […]

Columnists June 17, 2026

MARGENAU: The Real Story Behind Social Security Overpayments 

I have seen several news stories recently that were critical of the Social Security Administration and the way the agency handles overpayments — money sent to Social Security beneficiaries that […]

Columnists June 11, 2026

MARGENAU: More Social Security Rules I Can’t Explain 

 I’ve always prided myself on being able to explain the rationale behind various Social Security rules and regulations. Many times, readers will send me emails in which they express utter […]

Columnists June 4, 2026

MARGENAU: Why Are There So Many Rules? 

People frequently ask me one of two rhetorical questions. Sometimes they will say, usually out of frustration, “Why is Social Security so complicated?” Even though they were probably not looking for an answer, I give them […]

Columnists May 28, 2026

MARGENAU: Forbes Column Full of Holes 

A recent edition of Forbes Magazine included an article called “Seven Ways Social Security Benefits are Unfair.” It went on to list various ways that Social Security payouts are supposedly actuarially indefensible and unjust. […]

Columnists May 20, 2026

MARGENAU: The Good Old Days at a Social Security Office Were Not Necessarily So! 

I sometimes find myself waxing nostalgic about the “good old days” of working for the Social Security Administration. Even though when I started working for the SSA in 1973, the […]

Columnists May 14, 2026

MARGENAU: Identity Theft: Usually Not a Social Security Issue 

Q: My purse was stolen and now I worry that someone might be using my Social Security number. I called the Social Security office and was told to contact credit […]

1234...Next »

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Editor’s Notes

Zoning out when maybe we shouldn’t be

When we move to a new city, we look into the public school system. We inquire about crime rates. We [...]

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his latest chapter began

In 2005 and 2006, companies were expanding left and right in Charlotte. Building permits were skyroc[...]

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be reading the Meck Times

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If I worked in economic development, I’d totally link to this column

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Features

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  • Nick Schirato Joins Thomas & Hutton As An Environmental Designer In Charlotte 
  • Foundry Taps Alex Olofson to Lead Capital Markets Growth in Charlotte
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