Dear Reader: It seems we hear the word “gratitude” a lot these days. In spite of being faced with all kinds of challenges, the idea of being grateful for what you have — whether it’s family, friends, financial security or ...
Tagged with: giving
Read More »Dear Carrie: My parents are in their early 80s. Fortunately, they’re in relatively good health and still quite independent, but I want to help them be prepared should things change. How can I get involved with their finances without being ...
Tagged with: finances
Read More »Dear Readers: It’s the rare person who doesn’t occasionally fall into some poor financial habits that can lead to potentially scary results. This fall, make sure you’re not tricking yourself into a financial bind. Rather, treat yourself to greater ...
Tagged with: financial tricks
Read More »Dear Carrie: My wife and I are both over 63 and want to purchase a primary residence for our retirement. Can we use money from our individual retirement account for the down payment? If so, are there any tax issues? ...
Tagged with: IRA
Read More »Dear Carrie: My husband and I are each getting Social Security based on our own work records. When one of us dies, will the survivor collect both benefits, or do we need to plan for substantially reduced income? — A ...
Tagged with: Schwab
Read More »Dear Readers: It’s open enrollment time, and I have a question for you: Are you taking full advantage of your employee benefits? Employee benefits play a significant part in your financial life. And to me, staying on top of what’s ...
Tagged with: Open Enrollment
Read More »Dear Readers: Did you know that Oct. 11 is the International Day of the Girl Child? Designated an official international day by the United Nations, its goal is to focus attention on the particular challenges girls face worldwide, encourage programs ...
Tagged with: finances
Read More »Dear Carrie: I’m feeling a little overwhelmed by all the things I need to save for. From retirement and emergency funds to my son’s college account and home repairs — on top of trying to pay extra on the mortgage ...
Tagged with: money saving
Read More »Dear Carrie: I’m 22 and recently started my first real job. I’ve had a Roth individual retirement account for a couple of years, saving what I could from my part-time jobs. Now I’ve also opened a Roth 401(k) through my ...
Tagged with: retirement
Read More »Dear Carrie: I’m starting my first job and wondering about the HSA option that comes with my benefits package. Is this really a good deal? — A Reader Dear Reader: The short answer to your questions is a resounding “yes”; ...
Tagged with: HSA
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Mecklenburg Times: News for Mecklenburg, Union and Iredell counties Real Estate, Development, Construction, and Community News in the Charlotte area and throughout Mecklenburg, Union and Iredell counties
