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Social Security

Sep 18, 2024

MARGENAU: When and How To File for Social Security Benefits 

There is probably nothing I am asked more often than some version of this question: “When should I file for my Social Security?” But as I’ve said repeatedly in this […]

Sep 12, 2024

MARGENAU: ‘I’ll Tell You What’s Wrong With Social Security!’ 

Every single day, more than a few of the emails I get from readers start out with this (or a similar) phrase: “I’ll tell you what’s wrong with Social Security!” […]

Aug 22, 2024

MARGENAU: Should a Housewife Get Paid for Social Security Purposes? 

People frequently write to me with an idea to change Social Security law in some way that they think is clever and unique. But I usually have to tell them […]

Aug 14, 2024

MARGENAU: Social Security Is Complicated Because Life Is Complicated 

People are always telling me that Social Security rules are so complicated. Actually, most of the basic rules are rather straightforward and simple. But to the extent that the program […]

Jul 25, 2024

MARGENAU: Don’t Take Financial Advice From a Guy in a Kayak

I’ve discussed this issue before in this column. I am a Social Security expert. I know all about the rules and regulations that can affect your Social Security benefits. But […]

Jul 18, 2024

MARGENAU: Will Extra Earnings Increase a Social Security Check? Maybe. 

When I talk to various groups and organizations about Social Security, my PowerPoint presentation includes a slide with a bar graph that shows the most common sources of income for […]

Jul 11, 2024

MARGENAU: There Are No Social Security Marriage Penalties 

I frequently get questions from soon-to-be retirees who have heard about a “family maximum” that applies to Social Security benefits, and they are afraid that rule will reduce the benefits […]

Jul 2, 2024

MARGENAU: Common Questions 

I recently did a radio show, and the host asked me what the most common questions I get are. I told her they can be divided into two broad categories: […]

Jun 27, 2024

MARGENAU: Don’t Fret Over Social Security Starting Date 

I am always hearing from readers who are hung up on making sure they start their Social Security benefits at precisely their full retirement age. Or at precisely the age […]

Jun 12, 2024

MARGENAU: Still Nifty at 50! 

My wife and I are celebrating 50 years of wedded bliss! I wrote a column similar to this one on our 45th anniversary. I did it then because I was […]

Jun 5, 2024

MARGENAU: Insist On Filing a Claim for Benefits 

In a recent survey I conducted, my readers gave the Social Security Administration outstanding marks for the services they provide. Still, that doesn’t mean that no one encounters any problems […]

May 29, 2024

MARGENAU: You Must Pay In To Get Something Out 

More than a few people are just bound and determined to believe the worst about the government in general and about the Social Security system in particular. Here is one example […]

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