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Social Security

Apr 22, 2026

MARGENAU: When My Word Isn’t Good Enough 

Readers are always asking me to explain various Social Security rules and regulations. But sometimes they want more. They want to see something official — something in “black and white.” […]

Apr 16, 2026

MARGENAU: Two Social Security Benefits You Never Heard Of 

I’m going to give you two words. And I will buy you lunch if you can tell me what connection they have with Social Security. Here are the words: Pneumoconiosis and […]

Apr 9, 2026

MARGENAU: Explaining Social Security ‘Claim’ Numbers 

Q: I am a 78-year-old recent widow. I got my own Social Security number when I was about 20. But since my husband and I started getting Social Security benefits […]

Apr 2, 2026

MARGENAU: Raising the Cap on Taxable Income Has Drawbacks 

I have probably written 100 columns about possible Social Security reforms. Well here comes column number 101! What is prompting my discussion of the issue this time is that a certain reform proposal has been […]

Mar 26, 2026

MARGENAU: Simple and Smart Update 

Readers are always asking me if I could recommend a good book about Social Security. I always steer them to the best book out there. It’s called “Social Security Simple […]

Mar 19, 2026

MARGENAU: Retroactive Benefits Not a Big Deal 

I just don’t get people’s fascination with retroactive Social Security retirement benefits. I can understand that on the surface, the idea of getting a big retroactive check from the government […]

Mar 12, 2026

MARGENAU: Disability Claims Get Reviewed 

For a couple of different reasons, a claim for Social Security disability benefits may be reviewed. One is what the Social Security Administration calls a “quality assurance review.” The other is what the […]

Mar 5, 2026

MARGENAU: Social Security Benefits Rarely Cut 

In prior columns, I gave readers a brief history of Social Security by highlighting the major changes to the program brought about by annual amendments to the original Social Security […]

Feb 25, 2026

MARGENAU: Questions About Spousal Benefits Never Stop 

I’ve been saving up questions I’ve gotten from readers about benefits for spouses. It’s an issue I’ve covered a hundred times in this column. But the questions still keep coming. […]

Feb 19, 2026

MARGENAU: Some Oddball Questions 

As I’ve pointed out before, I usually find myself answering the same questions over and over again. But I’ve saved up a couple of oddball questions — and here they are. But first, I want […]

Feb 12, 2026

MARGENAU: Your Friends and Neighbors Are Wrong! 

Here is a bit of advice from a guy who gives Social Security advice for a living. Don’t take any advice from your friends or neighbors about Social Security. It’s […]

Feb 5, 2026

MARGENAU: Babies of “Notch Babies” 

This is going to be a column about the infamous “notch babies.” I thought this issue had died, because frankly, almost everyone affected by this glitch in Social Security law has died. […]

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