Dear Carrie: With interest rates dropping, I’m thinking of refinancing my mortgage. What do I need to know? — A Reader Dear Reader: Interest rates are on a lot of people’s minds these days. For savers, rising interest rates are ...

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LendingTree®, the nation’s leading online loan marketplace, released its latest report on the recent growth in refinance applications compared to the same time period in 2019. The economic effects of the COVID-19 coronavirus pandemic have led to unprecedented volatility in ...

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ATTOM Data Solutions, curator of the nation’s premier property database and first property data provider of Data-as-a-Service (DaaS), has released its fourth-quarter 2019 U.S. Residential Property Mortgage Origination Report, which shows that 1.27 million refinance mortgages secured by residential property ...

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According to the latest Ellie Mae Millennial Tracker, the average interest rate on all 30-year loans closed by millennials in January dropped to 3.94%, down slightly from 3.95% in December. This decline marks a deviation from the months prior, as ...

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The last time Mark McCollam refinanced the loan on his three-bedroom house in Los Angeles, he figured mortgage rates would only head higher from there. He was wrong. Not that he’s complaining. The aerospace engineer recently refinanced again, lowering his ...

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Buying a home subject to an existing mortgage is a somewhat arcane concept, but can be an incredibly powerful tool in the hands of the creative investor. In its simplest terms, it refers to buying a house with an existing ...

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A sudden plunge in mortgage rates last week raised an urgent question for millions of Americans: Should I refinance my mortgage? Across the country, homeowners and would-be homeowners eager for a bargain rate fired off inquiries to lenders. The opportunity ...

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Arranging for a new mortgage loan, to finance the purchase of a home or to refinance an existing loan, is very different today from the process used a few months or years ago. Even applicants with exceptionally good credit should expect extensive scrutiny when applying for a mortgage today, The New York Times reports.

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Refinancing a home mortgage is generating big-time benefits for many homeowners. That was determined in a study by Freddie Mac of refinance transactions in the last quarter of 2012.

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I live in a home that my mother and I financed jointly. I have been on the note and deed for about 10 years and have always made the payments and lived there. Our verbal agreement was that after two or three years she would give me the house because she wanted to go into a facility with people her age. She often forgets that the house is in both of our names. The last two years she was living in the home we agreed to sell it a number of times, but she would refuse to sign the final documents. I also tried to buy her out with the same result.

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