Dear Carrie: I’ve heard that, generally speaking, you can get by on 70-80% of your annual income in retirement. Is that really a reliable estimate? — A Reader Dear Reader: A lot of people would certainly sleep better knowing they ...

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Parents with adult children are tightly linked financially, new research from home co-investing company Unison shows. The connections run deep—and in some cases, their children threatening parents’ retirement plans. Unison CEO Thomas Sponholtz said, “Of course parents want to help ...

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Dear Carrie: For the past three years, my 29-year-old daughter has been working for a good company that offers a 401(k), but she still hasn’t started to contribute. She says she can’t afford it. How can I convince her to ...

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Dear Carrie: I’m 22 and recently started my first real job. I’ve had a Roth individual retirement account for a couple of years, saving what I could from my part-time jobs. Now I’ve also opened a Roth 401(k) through my ...

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Dear Carrie: My husband and I are trying to scrape together enough money for a down payment on our first home. Because we live in an expensive real estate market, we need to be creative and consider all our potential ...

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I have a passion regarding self-directed retirement account investing, and the more work I do for clients in that field, the more I run across the same three conundrums vexing many people who want to retire but are afraid they ...

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In the past several years, many Americans have lost much of their wealth. This is especially true for those who invested in stocks, bonds and funds. Some of this wealth disappeared because of a downturn in the economy, ill-advised investment ...

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Real estate has physical presence. You can visit it, live in it and even rent it to others to live in or work in. You can use its value as leverage. Depending on your personal situation, the expenses may be ...

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DEAR MR. BERKO: What do you think of the new myRA, which was designed by the Treasury Department? There’s no cost, and employers automatically take money from our paychecks and send it to financial people in Washington. The government will ...

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When we think about retirement, many of us assume that we will be able to quit our job based on some combination of our IRA, 401k, Social Security, and personal savings. I consider myself an optimist;  however, there are doubts ...

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