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BERKO: Start saving to supplement Social Security (access required)

DEAR MR. BERKO: Both my wife and I are 53. I earn over $105,000 as a diesel mechanic, and she earns $67,000 editing children's books for several publishers. We have only $77,000 in two individual retirement accounts. We are putting three children through college and grad school while making car payments, making mortgage payments, paying ...

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