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Tell Congress and the pastor it’s your money (access required)

By Malcolm Berko
Published: April 23,2013

DEAR MR. BERKO: I have been a widower for four years and helped raise six children, each of whom is mostly self-sufficient. My wife and I were very active in raising our children. I began taking Social Security at 70. I really don’t need this entitlement. Starting in 1968, I had a good job for [...]


What grade should F Funds get? (access required)

By Malcolm Berko
Published: December 7,2012

I work for Social Security and have their Thrift Savings Plan. I would like to transfer some of my money from the very conservative and guaranteed G Fund that just pays about 2.2 percent to the F Fund that pays 4.28 percent but isn't guaranteed even though the money is in bonds.