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	<title>Charlotte Real Estate, Development, and Construction News: Mecklenburg Times &#187; mortgage</title>
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		<title>HELOC for mortgage = havoc&#160;</title>
		<link>http://mecktimes.com/news/2013/05/15/heloc-for-mortgage-havoc/</link>
		<comments>http://mecktimes.com/news/2013/05/15/heloc-for-mortgage-havoc/#comments</comments>
		<pubDate>Wed, 15 May 2013 15:38:53 +0000</pubDate>
		<dc:creator>Benny Kass</dc:creator>
				<category><![CDATA[Kass]]></category>
		<category><![CDATA[HELOC]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://mecktimes.com/?p=19969</guid>
		<description><![CDATA[A RESPONSE FROM A READER:   In your answer to the question about using the home equity line to pay off the balance of the person&#8217;s mortgage, I have something to add.  You were very right about the dangers of a variable rate loan, but you neglected to mention two other factors which have to be [...]]]></description>
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		<title>Second mortgage snarls deed-in-lieu&#160;</title>
		<link>http://mecktimes.com/news/2013/04/23/second-mortgage-snarls-deed-in-lieu/</link>
		<comments>http://mecktimes.com/news/2013/04/23/second-mortgage-snarls-deed-in-lieu/#comments</comments>
		<pubDate>Tue, 23 Apr 2013 15:52:19 +0000</pubDate>
		<dc:creator>Benny Kass</dc:creator>
				<category><![CDATA[Kass]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://mecktimes.com/?p=19594</guid>
		<description><![CDATA[DEAR BENNY: In a recent article about deeds-in-lieu of foreclosure, you didn&#8217;t discuss what happens to second mortgages or other claims on title. Are they automatically assumed by the bank? – Tracy &#160; DEAR TRACY: You are absolutely correct that I should have discussed the role of second mortgages when a homeowner gives the deed [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Some buyers are ‘flipping’ for interest-only mortgages&#160;</title>
		<link>http://mecktimes.com/news/2013/04/18/some-buyers-are-flipping-for-interest-only-mortgages/</link>
		<comments>http://mecktimes.com/news/2013/04/18/some-buyers-are-flipping-for-interest-only-mortgages/#comments</comments>
		<pubDate>Thu, 18 Apr 2013 20:23:46 +0000</pubDate>
		<dc:creator>Jim Woodard</dc:creator>
				<category><![CDATA[Jim Woodard]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://mecktimes.com/?p=19552</guid>
		<description><![CDATA[Applications for interest-only home mortgages are on the rise. They are especially popular with investors or &#8220;flipper&#8221; buyers who hold title for a very brief time, or buyers who have trouble qualifying for a conventional mortgage. An &#8220;interest only&#8221; mortgage is one for which the scheduled monthly mortgage payment consists of interest only. The option [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Getting the loan alone: Banks not always allowed to require spouse to sign&#160;</title>
		<link>http://mecktimes.com/news/2013/04/18/getting-the-loan-alone-banks-not-always-allowed-to-require-spouse-to-sign/</link>
		<comments>http://mecktimes.com/news/2013/04/18/getting-the-loan-alone-banks-not-always-allowed-to-require-spouse-to-sign/#comments</comments>
		<pubDate>Thu, 18 Apr 2013 18:33:17 +0000</pubDate>
		<dc:creator>Amy Stevens</dc:creator>
				<category><![CDATA[Commercial Real Estate]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://mecktimes.com/?p=19521</guid>
		<description><![CDATA[For builders and developers who don’t consider the Equal Credit Opportunity Act before signing on the dotted line with a lender, North Carolina lawyers have some advice: Start considering it, as ignorance can be costly.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Hunting for vacation home loan can be frustrating&#160;</title>
		<link>http://mecktimes.com/news/2013/03/29/hunting-for-vacation-home-loan-can-be-frustrating/</link>
		<comments>http://mecktimes.com/news/2013/03/29/hunting-for-vacation-home-loan-can-be-frustrating/#comments</comments>
		<pubDate>Fri, 29 Mar 2013 15:01:06 +0000</pubDate>
		<dc:creator>Scott Baughman</dc:creator>
				<category><![CDATA[Jim Woodard]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://mecktimes.com/?p=19197</guid>
		<description><![CDATA[The hottest seasons for vacation home sales are spring and summer. You may now be planning such a purchase, but be aware of the challenge you may face when shopping for a mortgage loan. Many vacation-home buyers are finding tougher underwriting requirements and other obstacles when seeking a financing loan, tougher than loans to finance primary-residence homes.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>What to know when paying off the mortgage&#160;</title>
		<link>http://mecktimes.com/news/2013/02/19/what-to-know-when-paying-off-the-mortgage/</link>
		<comments>http://mecktimes.com/news/2013/02/19/what-to-know-when-paying-off-the-mortgage/#comments</comments>
		<pubDate>Tue, 19 Feb 2013 15:01:09 +0000</pubDate>
		<dc:creator>Benny Kass</dc:creator>
				<category><![CDATA[Kass]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://mecktimes.com/?p=17822</guid>
		<description><![CDATA[I will be soon paying off, in its entirety, the mortgage on my home. For your information, I have been current on my payments throughout the 10-year term. The mortgage company is a credit union, and I intend to continue residing in my home.
Upon full and complete payment of all that is due on my part, is the mortgage company obliged to record a release of the mortgage (deed of trust) in the land registry of the county or execute a promissory note release? What can/should I expect from the mortgage company in proof of the full and complete payoff?]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Nine dividend growth stocks worth considering&#160;</title>
		<link>http://mecktimes.com/news/2012/10/18/nine-dividend-growth-stocks-worth-considering/</link>
		<comments>http://mecktimes.com/news/2012/10/18/nine-dividend-growth-stocks-worth-considering/#comments</comments>
		<pubDate>Thu, 18 Oct 2012 18:51:56 +0000</pubDate>
		<dc:creator>Malcolm Berko</dc:creator>
				<category><![CDATA[Berko]]></category>
		<category><![CDATA[dividends]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[stocks]]></category>

		<guid isPermaLink="false">http://mecktimes.com/?p=12429</guid>
		<description><![CDATA[We sold our home in 2007 and took back a five-year, $48,000 balloon second mortgage at 8.5 percent. It's now due, so we have $48,000 to invest in dividend stocks.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Survey: Strategic defaults not the preferred strategy&#160;</title>
		<link>http://mecktimes.com/news/2012/08/09/survey-strategic-defaults-not-the-preferred-strategy/</link>
		<comments>http://mecktimes.com/news/2012/08/09/survey-strategic-defaults-not-the-preferred-strategy/#comments</comments>
		<pubDate>Thu, 09 Aug 2012 20:29:51 +0000</pubDate>
		<dc:creator>Jim Woodard</dc:creator>
				<category><![CDATA[Columnists]]></category>
		<category><![CDATA[Jim Woodard]]></category>
		<category><![CDATA[default]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://mecktimes.com/?p=10517</guid>
		<description><![CDATA[Most economists and homeowners believe strategic defaults are a bad idea, revealed a new survey. A strategic default occurs when a homeowner permits his mortgage to default, possibly leading to foreclosure, even though he or she can afford to make the payments.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home loan rates on the rise&#160;</title>
		<link>http://mecktimes.com/news/2012/01/03/home-loan-rates-on-the-rise/</link>
		<comments>http://mecktimes.com/news/2012/01/03/home-loan-rates-on-the-rise/#comments</comments>
		<pubDate>Tue, 03 Jan 2012 19:58:31 +0000</pubDate>
		<dc:creator>Mecklenburg Times staff reports</dc:creator>
				<category><![CDATA[Banking and Finance]]></category>
		<category><![CDATA[Construction and Real Estate]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Lending Tree]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://mecktimes.com/news/2012/01/03/home-loan-rates-on-the-rise/</guid>
		<description><![CDATA[Average mortgage rates rose slightly week-over-week, Charlotte-based 
LendingTree said Wednesday.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>RoundPoint Mortgage opens new office&#160;</title>
		<link>http://mecktimes.com/news/2011/12/27/roundpoint-mortgage-opens-new-office/</link>
		<comments>http://mecktimes.com/news/2011/12/27/roundpoint-mortgage-opens-new-office/#comments</comments>
		<pubDate>Tue, 27 Dec 2011 21:09:10 +0000</pubDate>
		<dc:creator>Mecklenburg Times staff reports</dc:creator>
				<category><![CDATA[Banking and Finance]]></category>
		<category><![CDATA[Construction and Real Estate]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[residential real estate]]></category>
		<category><![CDATA[Roundpoint Mortgage]]></category>

		<guid isPermaLink="false">http://mecktimes.com/news/2011/12/27/roundpoint-mortgage-opens-new-office/</guid>
		<description><![CDATA[Charlotte-based RoundPoint Mortgage Co., an internet-based home loan origination company, is opening a new office in Rockville, Md., according to a press release from the company.]]></description>
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