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The power of covenants: Homeowners may find surprises (access required)

The power of covenants: Homeowners may find surprises <span class="dmcss_key_icon"><img alt="(access required)" src="/files/2013/10/lock1.png" border=0/></span>

Covenants, conditions and restrictions, or CCRs, are the bible of every homeowners' association. They are the commandments of subdivision life. They are created by the developer before building starts. “The developer is God,” says Derek Greene, president and CEO of Community Association Management, a firm that manages homeowners' associations.

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