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	<title>Charlotte Real Estate, Development, and Construction News: Mecklenburg Times &#187; Columnists</title>
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	<description>Real Estate, Development, and Construction News in the Charlotte Area</description>
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		<title>Marriage, yes; mortgage, no&#160;</title>
		<link>http://mecktimes.com/news/2013/05/21/marriage-yes-mortgage-no/</link>
		<comments>http://mecktimes.com/news/2013/05/21/marriage-yes-mortgage-no/#comments</comments>
		<pubDate>Tue, 21 May 2013 16:43:20 +0000</pubDate>
		<dc:creator>Benny Kass</dc:creator>
				<category><![CDATA[Kass]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://mecktimes.com/?p=20051</guid>
		<description><![CDATA[DEAR BENNY: I recently got engaged and have plans to have my new fiancé move into my house.  I am currently the sole owner of the home.  We have a wedding date scheduled for over two years from now.  He makes much more money than I do and has a greater tax liability.  Would it [...]]]></description>
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		<title>Bernanke&#8217;s billions stoke stocks, inflate Fed&#8217;s debt&#160;</title>
		<link>http://mecktimes.com/news/2013/05/21/bernankies-billions-stoke-stocks-inflate-feds-debt/</link>
		<comments>http://mecktimes.com/news/2013/05/21/bernankies-billions-stoke-stocks-inflate-feds-debt/#comments</comments>
		<pubDate>Tue, 21 May 2013 16:40:54 +0000</pubDate>
		<dc:creator>Malcolm Berko</dc:creator>
				<category><![CDATA[Berko]]></category>
		<category><![CDATA[Fed debt]]></category>

		<guid isPermaLink="false">http://mecktimes.com/?p=20049</guid>
		<description><![CDATA[DEAR MR. BERKO: You have said often that the $85 billion a month the Federal Reserve injects into the banking system has forced stock prices to rise. Could you please explain why or how in simple layman&#8217;s English? Also, could you recommend some Japanese stocks that trade in the U.S. market? An article I read [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Prices up, but fears of a housing bubble appear inflated&#160;</title>
		<link>http://mecktimes.com/news/2013/05/16/prices-up-but-fears-of-a-housing-bubble-appear-inflated/</link>
		<comments>http://mecktimes.com/news/2013/05/16/prices-up-but-fears-of-a-housing-bubble-appear-inflated/#comments</comments>
		<pubDate>Thu, 16 May 2013 20:10:01 +0000</pubDate>
		<dc:creator>Jim Woodard</dc:creator>
				<category><![CDATA[Jim Woodard]]></category>
		<category><![CDATA[housing bubble]]></category>
		<category><![CDATA[inflation]]></category>

		<guid isPermaLink="false">http://mecktimes.com/?p=19996</guid>
		<description><![CDATA[It&#8217;s very unlikely that a significant housing bubble is forming, most experts say. For example, reports from Capital Economics and Redfin asserted no such bubble is forming – at least not on a national level. Capital Economics recently addressed concerns that home price increases, which are rising twice as fast as gains in income and [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>It&#8217;s dad&#8217;s house: Take your names off&#160;</title>
		<link>http://mecktimes.com/news/2013/05/16/its-dads-house-take-your-names-off/</link>
		<comments>http://mecktimes.com/news/2013/05/16/its-dads-house-take-your-names-off/#comments</comments>
		<pubDate>Thu, 16 May 2013 20:08:07 +0000</pubDate>
		<dc:creator>Benny Kass</dc:creator>
				<category><![CDATA[Kass]]></category>
		<category><![CDATA[inheritance]]></category>
		<category><![CDATA[property taxes]]></category>
		<category><![CDATA[taxes]]></category>

		<guid isPermaLink="false">http://mecktimes.com/?p=19994</guid>
		<description><![CDATA[DEAR BENNY: My father added my brother and I to the deed of his house he bought back in 1979.  Now that he did his living trust, he wants to remove us from title (deed) so we don&#8217;t have to pay taxes in case something happens to him. I understand his property taxes will go [...]]]></description>
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		<title>Disgusting pictures won&#8217;t halt disgusting habit&#160;</title>
		<link>http://mecktimes.com/news/2013/05/16/disgusting-pictures-wont-halt-disgusting-habit/</link>
		<comments>http://mecktimes.com/news/2013/05/16/disgusting-pictures-wont-halt-disgusting-habit/#comments</comments>
		<pubDate>Thu, 16 May 2013 20:00:37 +0000</pubDate>
		<dc:creator>Malcolm Berko</dc:creator>
				<category><![CDATA[Berko]]></category>
		<category><![CDATA[cigarettes]]></category>

		<guid isPermaLink="false">http://mecktimes.com/?p=19992</guid>
		<description><![CDATA[DEAR MR. BERKO: I was thinking of buying another 100 shares of Altria Group Inc. because it pays a 4.95 percent dividend and because it seems to be a decent growth stock. I bought 100 shares in 2010 at $24, and it has been good to me. According to Yahoo Finance, its revenues will increase [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>HELOC for mortgage = havoc&#160;</title>
		<link>http://mecktimes.com/news/2013/05/15/heloc-for-mortgage-havoc/</link>
		<comments>http://mecktimes.com/news/2013/05/15/heloc-for-mortgage-havoc/#comments</comments>
		<pubDate>Wed, 15 May 2013 15:38:53 +0000</pubDate>
		<dc:creator>Benny Kass</dc:creator>
				<category><![CDATA[Kass]]></category>
		<category><![CDATA[HELOC]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://mecktimes.com/?p=19969</guid>
		<description><![CDATA[A RESPONSE FROM A READER:   In your answer to the question about using the home equity line to pay off the balance of the person&#8217;s mortgage, I have something to add.  You were very right about the dangers of a variable rate loan, but you neglected to mention two other factors which have to be [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>About that misguided stockbroker: Dump the chump&#160;</title>
		<link>http://mecktimes.com/news/2013/05/15/about-that-misguided-stockbroker-dump-the-chump/</link>
		<comments>http://mecktimes.com/news/2013/05/15/about-that-misguided-stockbroker-dump-the-chump/#comments</comments>
		<pubDate>Wed, 15 May 2013 15:37:03 +0000</pubDate>
		<dc:creator>Malcolm Berko</dc:creator>
				<category><![CDATA[Berko]]></category>
		<category><![CDATA[stocks and bonds]]></category>

		<guid isPermaLink="false">http://mecktimes.com/?p=19967</guid>
		<description><![CDATA[DEAR MR. BERKO: I&#8217;m 76, and my husband of 51 years, who was a certified public accountant, died at his desk last February doing tax returns. My husband&#8217;s broker called to express his condolences and asked me to bring him a death certificate to transfer the joint account to a single account, which I did. [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Just when you thought it was safe to buy a home&#8230;&#160;</title>
		<link>http://mecktimes.com/news/2013/05/10/just-when-you-thought-it-was-safe-to-buy-a-home/</link>
		<comments>http://mecktimes.com/news/2013/05/10/just-when-you-thought-it-was-safe-to-buy-a-home/#comments</comments>
		<pubDate>Fri, 10 May 2013 13:29:28 +0000</pubDate>
		<dc:creator>Jim Woodard</dc:creator>
				<category><![CDATA[Jim Woodard]]></category>
		<category><![CDATA[home buyers]]></category>

		<guid isPermaLink="false">http://mecktimes.com/?p=19890</guid>
		<description><![CDATA[Many homeowners are unsuspecting victims of medical problems, ranging from asthma attacks to lung cancer, caused by components and conditions in their residences. This was revealed in a new study by the Environmental Protection Agency and the Department of Housing and Urban Development. Several steps can be taken to minimize those risk factors. Researchers say [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Hand to Cohan: Get estimates&#160;</title>
		<link>http://mecktimes.com/news/2013/05/10/hand-to-cohan-get-estimates/</link>
		<comments>http://mecktimes.com/news/2013/05/10/hand-to-cohan-get-estimates/#comments</comments>
		<pubDate>Fri, 10 May 2013 13:27:27 +0000</pubDate>
		<dc:creator>Benny Kass</dc:creator>
				<category><![CDATA[Kass]]></category>
		<category><![CDATA[Cohan rule]]></category>
		<category><![CDATA[taxes]]></category>

		<guid isPermaLink="false">http://mecktimes.com/?p=19886</guid>
		<description><![CDATA[DEAR BENNY: I built my own house.  At first I stuffed receipts into a folder but toward the end when things got hectic, I forgot.  I probably have receipts amounting to a quarter of what I believe I spent, land included.  How can I establish a credible basis when it comes time to sell?  The [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Health insurance stocks put profit at a premium&#160;</title>
		<link>http://mecktimes.com/news/2013/05/10/health-insurance-stocks-put-profit-at-a-premium/</link>
		<comments>http://mecktimes.com/news/2013/05/10/health-insurance-stocks-put-profit-at-a-premium/#comments</comments>
		<pubDate>Fri, 10 May 2013 13:24:40 +0000</pubDate>
		<dc:creator>Malcolm Berko</dc:creator>
				<category><![CDATA[Berko]]></category>
		<category><![CDATA[Health insurance]]></category>

		<guid isPermaLink="false">http://mecktimes.com/?p=19882</guid>
		<description><![CDATA[DEAR MR. BERKO: I&#8217;ve worked for the government for 23 years. The government does all my retirement stocks and bonds, and it also gives me a good pension and pays for all my health insurance, which is lucky for me. Last week, my brother told me that he worries about the $16,000 a year he [...]]]></description>
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