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Author Archives: Jim Woodard

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Mortgage lenders are becoming more curious (access required)

Arranging for a new mortgage loan, to finance the purchase of a home or to refinance an existing loan, is very different today from the process used a few months or years ago. Even applicants with exceptionally good credit should expect extensive scrutiny when applying for a mortgage today, The New York Times reports.

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About one-third of homes sold being paid for with cash (access required)

An unprecedentedly high proportion of home sales involve all-cash transactions in today's market. According to a National Association of Realtors' report, all-cash offers account for 33 percent of home sales, with international and investor buyers taking the lead.

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