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Author Archives: Jim Woodard

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Housing market expected to moderate in 2014 (access required)

        Most people, including realtors, believe our slow but steady improvement in the real estate market is very encouraging. However, they are concerned about problems homebuyers encounter when trying to access their credit. Realtors expressed overall confidence in the market ...

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Annual housing production rate tops 1 million (access required)

Strong increases in both single-family and multifamily starts raised our nationwide housing production 22.7 percent to a seasonally adjusted annual rate of 1.09 million in November, according to figures released by the Department of Housing and Urban Development and the ...

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Is Web traffic a good bot, or a bad bot? (access required)

The interest rate for a large jumbo mortgage is now less than the rate for a smaller conventional loan. The increase in rate for conventional loans, combined with banks seeking jumbo mortgages for their portfolios, has created a situation in ...

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Income of $125,000 needed to buy San Francisco home (access required)

The income required to purchase a median-priced home in today’s market depends largely on location and varies quite a bit across the country. In Cleveland, you could earn $22,000 a year and still afford a house, but in San Francisco, ...

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Seniors healthier when they own home (access required)

A new study has revealed that seniors who own their homes are much more likely to enjoy good health and a generally good life during their senior years than those who rent their residences. The study was sponsored by the ...

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FHA commissioners defend actions (access required)

At a recent gathering of commissioners, strong support for the Federal Housing Administration was expressed. Lawmakers in Congress who are raising alarms about the FHA needing a bailout and supporting legislation to change the way it does business are missing ...

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