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Author Archives: Benny Kass

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Home inspection protection (access required)

My husband and I are in our 60s and have been married for five years. We both own homes that are fully paid for. Both homes, before the market downturn, most likely would have sold for around $200,000 each. In today's market, we're not so sure.

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Avoiding FHA restriction by renting (access required)

I am currently trying to purchase a home from my daughter. The loan was approved, but the lender told me there is a law that if you purchase a home from a family member, they can finance only 85 percent of the sales price.

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HELOC after foreclosure (access required)

I lost my home to foreclosure in August 2011. I had a second mortgage on the home that was secured by a deed of trust for $99,000. This was a home equity line of credit that I used to pay off a pool loan, used for home improvements and later tapped each month to make the mortgage payment.

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Limiting liability for rentals (access required)

DEAR BENNY: My wife and I are purchasing a two-bedroom condo. We are paying cash and intend to have her parents live there for a year, and then we will likely turn it into a rental. Our current single-family home ...

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Insurance won’t cover all damage (access required)

If damage to an individual unit is from a common-area element and was caused by negligence, and the condo documents as I understand them state that the damage to the unit involved is the responsibility of the condominium owners association, should that not then be covered by the master policy?

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