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Avoid the annuity; dive into dividend growth issues (access required)

DEAR MR. BERKO: My sister is 42, and I'm 46. We have a $110,000 certificate of deposit we inherited from our parents. It pays 4 percent and matures next month. Our uncle is a stockbroker and has recommended that we invest $55,000 in an AXA variable annuity with a great 6 percent income guarantee (I ...

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