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‘Solidly boring stock’ a good long-term choice (access required)

DEAR MR. BERKO: I am 54 and have $40,000 to invest in my individual retirement account. Because I want safety, my broker recommended that I invest half in a 4 percent government bond fund and half in a 2.25 percent fixed annuity, which he says would be unaffected by a steep decline in the market. ...

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