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For buyers, talk first, play later seems to be working (access required)

Does homebuyer counseling really lead to significantly lower mortgage default rates? The answer is yes, according to several recent studies. One such study by NeighborWorks America found that borrowers who went through a prepurchase counseling program were nearly one-third less likely than non-counseled borrowers to fall behind on their mortgage payments by 90 days or more ...

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