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Advice through gritted teeth: BofA stock will rise (access required)

I've recommended Bank of America's 7.25 percent convertible preferred stock a few times, when it traded between $675 and $775 several years ago, but I've never recommended the Bank of America (BAC-$12.45) common stock – though I did come dangerously close in late 2011, when the common traded at $5.

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