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Get a new loan, but not for 15 years (access required)

DEAR BENNY: I am 57 years old and have a mortgage remaining on my house of $45,800 at 4.875 percent interest and a home equity loan of $41,000 with a variable rate. The assessed value of the home is $250,000. I am able to pay more than the minimum payments on both loans every month. Which should ...

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