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Forgo title insurance if you can stomach random risks (access required)

DEAR BENNY: We are getting ready to close on a home and there is a settlement fee of $685 for lender's title insurance and $683 for owner's title insurance. Must we pay both fees? – Phyllis DEAR PHYLLIS: This is a question that has plagued homeowners for many years: "Why do I need to purchase owner's title ...

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