Seller in cash deal underestimates HUD-1’s value

DEAR BENNY: Do we have to do a HUD-1 form on a cash sale? The home is paid off and I am selling for cash. There is no lender involved. --Keith DEAR KEITH: The answer is no. For my readers, a HUD-1 is the settlement statement that is used for most residential closings (called settlements or ...

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