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There’s no need to panic about the stock market (access required)

Dear Mr. Berko: As you know, the stock market is way down, because U.S. treasury bonds were downgraded by Standard & Poor's, which means the market can go down a lot more. Before this past week, our individual retirement account was worth $343,000, and now it's valued at $301,000. We have 22 stocks -- oil and gas ...

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