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Locals unsure of overhaul bill’s impact
By Tara Ramsey In the wake of passage of a sweeping financial overhaul bill, many professionals in Charlotte say they are not sure of the full ramifications of the legislation but are thumbing their way through the hundreds of pages in hopes of finding out. Community banking and government officials said they don’t expect to be affected by the Dodd-Frank Wall Street Reform and Consumer Protection Act, which was signed into law Wednesday. American Community Bank President Mark DeMarcus doesn’t believe the new legislation will have a large impact on the community-banking industry. ACB’s business customers are usually smaller in size — about $30 million or less in annual sales apiece — than the too-big-to-fail banks generally seen as the target of some of the overhaul package. DeMarcus said the bill’s intent is a good one. The government is trying to protect consumers, he said.