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Death of tax credit doesn’t doom local home-buying interest
By Sam Boykin As the sun set on both April and the federal tax credit to stimulate home-buying, Cathy Speizman, a Realtor with Dickens-Mitchener & Associates in Charlotte, said she was in a near panic. “I was holding my breath,” she said. After all, the federal program gave an $8,000 tax credit to a first-time homebuyer and a $6,500 credit to current homeowners. So when, on Saturday, May 1, those credits disappeared, Speizman worried that the prospective buyers would too. “But I’ve been pleasantly surprised,” Speizman said. “I think people who were late in the game to get the tax credit maybe didn’t find the perfect fit for them, but it put them in that frame of mind. They’ve talked to lenders, they’ve done the due diligence, and positioned themselves to buy. And for what you could have gotten in the tax credit, you can negotiate that off a unit at this point because there’s so much inventory at this point.”