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Small business loans are out there, but many applicants don’t qualify
By Caitlin Coakley CHARLOTTE — Despite the number of financing programs available, Charlotte’s small businesses still may be worse off than other North Carolina cities. At its meeting on Monday, the Charlotte City Council’s Economic Development Committee discussed why so few loans are being given out at a time when so many businesses need funding and options are available. Dale Harrold, Charlotte regional manager for the Self-Help Credit Union, pointed out that accusations are often leveled at banks for being resistant to lend. In fact, he said, credit is more available now than it was six months ago, but fewer applicants are qualifying for loans.