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Business Advisory Committee weighs changes to small business loan program
By Caitlin Coakley CHARLOTTE — The City of Charlotte’s Business Advisory Committee on Friday discussed modifying the City Business Equity Loan program to make more businesses eligible. Gail Whitcomb, a business development representative with the City of Charlotte, discussed gaps in existing loan funding, particularly for start-ups. According to Whitcomb, most financial institutions will not loan to businesses less than two years old. “In the best of markets, start-ups often look at … friends and family, partners, your personal assets — your ability to obtain a credit card or your equity,” she said, adding that such resources have become tighter in the current economy.